Free Philippine home loan calculator
Kwentaloan helps you estimate monthly home loan amortization, total interest, and payoff timelines for property in the Philippines—using pesos (₱), with optional down payment and lump sum scenarios. No account required.
Use the home loan calculatorWhat you can calculate
- Monthly principal-and-interest payment from property price, down payment, term, and rate
- Full amortization schedule (monthly and annual views)
- Lump sum prepayments and estimated interest savings
- Rough affordability check from gross income (not a bank approval)
Results are educational estimates only—not offers from Pag-IBIG, banks, or other lenders.